The U.S. Social Security Administration has a number of federally funded programs aimed at helping citizens in need of assistance, one of them being Social Security Disability Insurance. Not everyone qualifies for Social Security Disability, but those who do are entitled to certain financial benefits intended to assist with day-to-day living and other necessary expenses. If you or a loved one is severely disabled, find out how Social Security Disability Insurance could prove beneficial.
Who Qualifies?
Only people who are considered disabled and have worked for a certain number of years may qualify for Social Security Disability Insurance. The amount of time a person must have worked depends on their age and how long they have been disabled for. For example, a 30-year-old person would usually have to have worked a minimum of 2 years, whereas a 50-year-old must have worked for 7 years to be eligible for benefits.
Disability, in this case, qualifies as a medical condition that will last at least 1 year or is expected to result in death. This disability must not be short-term or partial in order to qualify for Social Security benefits. The impairment causing the disability may be either mental or physical and must prevent the individual from working and earning a supportable living. The Social Security Administration is often very strict about who qualifies for disability benefits, sometimes causing the application process to be time consuming and complicated.
The Benefits
The benefits a person is entitled to depend on how long he or she worked and how much was earned before he or she became disabled. The average monthly payment is between $1,000 and $1,200, although those who paid higher Federal Insurance Contributions Act taxes, (also called payroll taxes), may receive more. Not only can these benefits serve as financial support for the disabled individual, but for his or her family as well. In addition to receiving financial benefits, those who collect Social Security Disability Insurance benefits for 2 years will also be eligible for Medicare, regardless of age.
If you believe you may be eligible for disability benefits, our firm can help you file an application with the Social Security Administration. Our skilled Social Security attorneys can help you determine your medical and employment eligibility. We will use our legal skills and our knowledge of disability benefits to ensure your application represents your case in the best possible light and guarantee its application’s strongest chance of acceptance.
Contact The Disability Group to get started on your Social Security Disability Insurance application.